Your Partner for Employee Benefits
The average cost of healthcare per person in the United States in 2012 was $8,233, a sum which in many cases is shared between individuals and their employers. Add in the complexity of the Affordable Care Act (ACA), and many employers are searching for innovative ways to comply with these new government requirements and to reduce their costs. We can help you through the benefits maze by:
Thoroughly reviewing all of your current programs and making recommendations regarding plan design, funding and strategy.
We can help you understand all contract and benefit provisions that are currently in place, so that you can decide on the appropriateness of in-force plans.
Analyzing insurance company reports.
These are notoriously difficult to wade through because the raw data is difficult to understand and translate into useable form. We have a tool that assesses healthcare claim costs, benchmarks claim costs and utilization against appropriate, accredited sources and models plan design alternatives to see how employees will be impacted by balancing employee satisfaction with cost savings. Not only can we diagnose your healthcare usage and cost problems, but we can also suggest targeted solutions, such as wellness programs and management of high-cost diseases.
Providing hands on assistance through all phases of the benefits implementation process.
We provide help to you and your employees starting with the enrollment process all the way to making sense of Explanation of Benefit (EOB) forms. We can also assist with communication programs, employee wellness fairs and healthcare newsletters.
What We Offer:
- Group Health, including
- Cafeteria Plans
- Health Savings Accounts (HSA)
- Flexible Spending Accounts (FSA)
- Group Life & Disability, including
- Accidental Death & Dismemberment (AD&D)
- Short Term Disability
- Long Term Disability
- Executive Carve Outs
- Self Insurance, including
- Third Party Administrators (TPA)
- Stop Loss and Excess Reinsurance
- Group Long Term Care (LTC)
- Travel Accident
- Group Auto & Home
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Group Auto & Home Quote
Group Health Quote
Group Life & Disability Quote
Group Long Term Care Quote
Third Party Administrators
Travel Accident Quote